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Fishing Creek CDP, MD

ZIP 21622 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21622

Median Home Value
$247,600
Median Rent
$3,501
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,591/mo PITI).

60%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

5.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21622 in Fishing Creek CDP, MD, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,591. That is roughly in line with the local median household income ($69,792). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 46% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.6%+37% vs US avg
x
Vacancy Rate
46.0%+347% vs US avg
x
Broadband Access
66.1%-24% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
70.1%+84% vs US avg
x
$247,600
Home Value
$3,501
Rent
1960
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.8%
  • 1-unit attached0.0%
  • 2-9 units2.1%
  • 10+ units0.0%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$247,600
Median rent$3,501
Owner-occupied89.6%
Vacant46.0%
Price-to-income3.5x
Est. income to buy$68,000