ZIP Code 21671 — Tilghman Island CDP, MD Demographics & Data

ZIP code 21671 covers Tilghman Island, MD in Talbot County with a population of about 836.

At a glance, the area shows median age of 57.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Tilghman Island, MD fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 21671 is about $64,514 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 0.0%; 22.4% of adults with a bachelor’s degree or higher (about 11.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Finance and insurance, and Healthcare; about 17.5% of workers reporting work-from-home (about 2.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $339,400 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.3% (about 22.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21671 in Tilghman Island, MD, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,180. That is about 44% above the local median household income ($64,514), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tilghman Island CDP, MD as Very Low (composite score 42.4), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (83.2) and wildfire (71.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tilghman Island CDP, MD show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 49 for ZIP 21671 (Tilghman Island CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.