FEMA’s National Risk Index rates natural-hazard risk for Point of Rocks CDP, MD as Relatively Low (composite score 74.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.6) and hurricane (79.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Point of Rocks CDP, MD show little to no average snow and around 43.5 inches of annual precipitation.
IRS migration statistics show a net inflow of about 2 for ZIP 21790 (Point of Rocks CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.