Median home value is about $497,700 — about 43% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,072 (about 78% above the U.S. median rent ($1,163)), and owner-occupancy near 86.8% (about 21.4 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 22025 in Montclair, VA, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,197. That is roughly in line with the local median household income ($135,957). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.