Median home value is about $256,000 — about 26% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $818 (about 30% below the U.S. median rent ($1,163)), and owner-occupancy near 67.6% (about 2.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 22980 in Waynesboro, VA, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,644. That is roughly in line with the local median household income ($63,176). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.