ZIP Code 24421 — Churchville CDP, VA Demographics & Data

ZIP code 24421 covers Churchville, VA in Augusta County with a population of about 3,718.

At a glance, the area shows median age of 49.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-6; the HARRISONBURG media market.

Median household income in ZIP 24421 is about $91,324 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.2%; unemployment rate near 3.2%; 23.0% of adults with a bachelor’s degree or higher (about 10.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Construction; about 1.9% of workers reporting work-from-home (about 13.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $348,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $915 (about 21% below the U.S. median rent ($1,163)), and owner-occupancy near 82.3% (about 16.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 24421 in Churchville, VA, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,239. That is roughly in line with the local median household income ($91,324). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Churchville CDP, VA as Relatively Low (composite score 68.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (80.2) and hurricane (79.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Churchville CDP, VA show little to no average snow and around 40.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 210 for ZIP 24421 (Churchville CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.