Median home value is about $120,200 — about 65% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $831 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 78.3% (about 12.9 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 23442 in Temperanceville, VA, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $772. That is roughly in line with the local median household income ($30,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.