Median home value is about $403,000 — about 16% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,442 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 85.2% (about 19.8 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 23662 in Poquoson, VA, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,589. That is roughly in line with the local median household income ($120,919). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.