ZIP Code 25431 — undefined, WV Demographics & Data

ZIP code 25431 covers WV in Hampshire County with a population of about 313.

At a glance, the area shows median age of 34.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-2; the WASHINGTON, DC (HAGRSTWN) media market.

WV fits a retirement-oriented profile (high share of residents 65+ (38.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 25431 is about $68,289 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 26.6% of adults with a bachelor’s degree or higher (about 7.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Construction; a mean commute of about 105.0 minutes (U.S. average near 26.8).

Median home value is about $180,200 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.8% (about 19.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 25431 in WV, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,158. That sits below the local median household income ($68,289), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Very Low (composite score 38.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (65.7) and flood (62.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow and around 38.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 25431 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.