US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 27013
  5. Housing & Real Estate
Cleveland town, NC

ZIP 27013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27013

Median Home Value
$196,300
Median Rent
$657
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,261/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27013 in Cleveland town, NC, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,261. That sits below the local median household income ($67,443), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.3%+29% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
87.2%+0% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
14.9%-70% vs US avg
x
Mortgage-Free
42.4%+11% vs US avg
x
$196,300
Home Value
$657
Rent
1992
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.9%
  • 1-unit attached0.0%
  • 2-9 units2.8%
  • 10+ units0.1%
  • Mobile home & other32.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$196,300
Median rent$657
Owner-occupied84.3%
Vacant9.1%
Price-to-income2.9x
Est. income to buy$54,000