ZIP codes
121
Area Code 704
Explore ZIP codes in area code 704 — covering NC — 121 ZIP codes — 2,487,542 residents. Population, income, and housing at a glance.
Population
2,487,542
States
NC
Median household income (avg.)
$77,358
Average home value
$290,253
Where is area code 704?
Area code 704 maps to 121 indexable ZIP codes on US5 across NC, with a combined ZIP-area population of about 2,487,542.
Among places with the most population in this NPA on US5 are Charlotte, NC, Concord, NC, Gastonia, NC, Salisbury, NC, and Statesville, NC. Open any ZIP below for full demographics, housing, and nearby services.
The most populous ZIP currently listed for 704 is 28269 (about 80,396 residents).
Income and housing in 704
Across ZIPs with income data in area code 704, the average median household income is about $77,358 — about 3% above the U.S. median ($75,149).
Average median home value across those ZIPs is about $290,253.
On this page’s income ranking, ZIP 28207 is near the top at about $212,348.
How area code 704 numbering works
In the North American Numbering Plan, the first three digits of a 10-digit phone number are the Numbering Plan Area (NPA), commonly called the area code. Digits 4–6 are the central office code (NXX / “exchange”), and the last four digits identify the individual line.
US5’s 704 page groups ZIP codes that are associated with this NPA in published geography data. That is a place-based view — it is not a live directory of every phone number assigned to 704, and overlays or split NPAs can mean multiple area codes serve the same metro.
Scams and caller ID spoofing
Seeing area code 704 on caller ID does not prove the caller is physically in NC. Spoofing tools can display almost any NPA, including local-looking numbers used in IRS, bank, warranty, and “grandparent” scams.
If you receive an unexpected call about taxes, arrests, or locked accounts: hang up, do not share codes or remote-access software, and contact the organization using a number from its official website or your statement — not a number the caller provides. US5 publishes geography for research; it does not verify live callers.
ZIP codes in area code 704
Frequently asked questions
Where is area code 704?
Area code 704 is associated with ZIP codes in NC on US5, covering about 2,487,542 combined ZIP-area residents across 121 codes. Browse the ZIP table on this page for cities and counties.
How many ZIP codes are in area code 704?
US5 currently lists 121 indexable ZIP codes for area code 704. Counts can change as geography publishes update.
What is the average income in area code 704?
The average of ZIP median household incomes in area code 704 is about $77,358 (about 3% above the U.S. median ($75,149)). Individual neighborhoods vary — sort the ZIP table by income to compare.
What is an NXX or “number block” in area code 704?
After the area code, the next three digits (NXX) identify a central office / exchange “block” of up to 10,000 numbers. US5 focuses on ZIP geography for 704; for live number assignment details, use official NANPA / carrier resources.
Does a 704 caller ID mean the person is local?
No. Caller ID can be spoofed to show area code 704 even when the caller is elsewhere. Treat unexpected calls about money, arrests, or account lockouts as suspicious and verify through official channels.
How can I avoid phone scams that use area code 704?
Do not trust caller ID alone. Never send gift cards, wire money, or install remote-access apps because a caller claims to be from the IRS, a bank, or tech support. Hang up and call back using a published number from a statement or official website.
What cities use area code 704?
Larger population clusters on US5 for 704 include Charlotte, NC, Concord, NC, Gastonia, NC, Salisbury, NC, and Statesville, NC. Open linked ZIP pages for neighborhood-level demographics.