ZIP Code 27865 — Pinetown CDP, NC Demographics & Data

ZIP code 27865 covers Pinetown, NC in Beaufort County with a population of about 2,362.

At a glance, the area shows median age of 41.8 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-3; the GREENVILLE - N. BERN - WASHNGTN media market.

Median household income in ZIP 27865 is about $74,315 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 6.1%; 6.7% of adults with a bachelor’s degree or higher (about 27.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Healthcare; about 17.9% of workers reporting work-from-home (about 2.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $180,500 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.2% (about 27.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27865 in Pinetown, NC, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,159. That sits below the local median household income ($74,315), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pinetown CDP, NC as Relatively Moderate (composite score 88.2), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (97.5) and wildfire (66.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pinetown CDP, NC show little to no average snow and around 53.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 98 for ZIP 27865 (Pinetown CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.