ZIP Code 27874 — Scotland Neck town, NC Demographics & Data

ZIP code 27874 covers Scotland Neck, NC in Halifax County with a population of about 3,677.

At a glance, the area shows median age of 61.4 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-1; the RALEIGH - DURHAM (FAYETVLLE) media market.

Scotland Neck, NC fits a retirement-oriented profile (high share of residents 65+ (39.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 27874 is about $37,500 — about 50% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.3%; unemployment rate near 9.1%; 12.6% of adults with a bachelor’s degree or higher (about 21.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Healthcare; about 12.1% of workers reporting work-from-home (about 3.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $79,500 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $309 (about 73% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27874 in Scotland Neck, NC, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $511. That sits below the local median household income ($37,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Scotland Neck town, NC as Relatively Low (composite score 72.9), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (88.5) and flood (73.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Scotland Neck town, NC show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 153 for ZIP 27874 (Scotland Neck town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.