ZIP Code 27840 — Hamilton town, NC Demographics & Data

ZIP code 27840 covers Hamilton, NC in Martin County with a population of about 254.

At a glance, the area shows median age of 61.3 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-1; the GREENVILLE - N. BERN - WASHNGTN media market.

Hamilton, NC fits a retirement-oriented profile (high share of residents 65+ (43.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 27840 is about $24,596 — about 67% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.2%; unemployment rate near 21.3%; 10.5% of adults with a bachelor’s degree or higher (about 23.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Other services, and Public administration; a mean commute of about 64.0 minutes (U.S. average near 26.8).

Median home value is about $62,300 — about 82% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.8% (about 24.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27840 in Hamilton, NC, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $400. That sits below the local median household income ($24,596), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hamilton town, NC as Relatively Low (composite score 65.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (92.4) and flood (55.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hamilton town, NC show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 27840 (Hamilton town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.