ZIP Code 27946 — undefined, NC Demographics & Data

ZIP code 27946 covers NC in Gates County with a population of about 1,027.

At a glance, the area shows median age of 56.3 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

NC fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 27946 is about $74,485 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.6%; unemployment rate near 1.2%; 15.4% of adults with a bachelor’s degree or higher (about 18.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Transportation; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $198,600 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.2% (about 20.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27946 in NC, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,276. That sits below the local median household income ($74,485), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NC as Very Low (composite score 10.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (77.9) and flood (13.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NC show little to no average snow and around 54.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 43 for ZIP 27946 (NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.