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Moyock CDP, NC

ZIP 27958 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27958

Median Home Value
$380,600
Median Rent
$782
Affordability Snapshot
$105,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,445/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

40.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27958 in Moyock CDP, NC, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,445. That is roughly in line with the local median household income ($109,634). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
90.8%+39% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
91.8%+6% vs US avg
x
4+ Bedrooms
12.9%-13% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
8.7%+26% vs US avg
x
Rent Burden >30%
3.0%-94% vs US avg
x
Mortgage-Free
19.5%-49% vs US avg
x
$380,600
Home Value
$782
Rent
2004
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.0%
  • 1-unit attached0.3%
  • 2-9 units0.9%
  • 10+ units0.2%
  • Mobile home & other12.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$380,600
Median rent$782
Owner-occupied90.8%
Vacant3.6%
Price-to-income3.5x
Est. income to buy$105,000