ZIP Code 27958 — Moyock CDP, NC Demographics & Data

ZIP code 27958 covers Moyock, NC in Currituck County with a population of about 13,625.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area code 252; U.S. House district NC-1; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 27958 is about $109,634 — about 46% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.3%; unemployment rate near 3.8%; 28.7% of adults with a bachelor’s degree or higher (about 5.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 10.4% of workers reporting work-from-home (about 4.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $380,600 — about 9% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $782 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 90.8% (about 25.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27958 in Moyock, NC, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,445. That is roughly in line with the local median household income ($109,634). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moyock CDP, NC as Very Low (composite score 18.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (80.7) and wildfire (57.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moyock CDP, NC show little to no average snow and around 51.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 566 for ZIP 27958 (Moyock CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.