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Denver CDP, NC

ZIP 28037 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28037

Median Home Value
$455,700
Median Rent
$964
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,927/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

39.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28037 in Denver CDP, NC, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,927. That is roughly in line with the local median household income ($109,779). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.0%+28% vs US avg
x
Vacancy Rate
8.7%-16% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
12.1%-18% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
5.9%-15% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
30.3%-21% vs US avg
x
$455,700
Home Value
$964
Rent
2003
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached4.8%
  • 2-9 units2.6%
  • 10+ units3.5%
  • Mobile home & other8.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$455,700
Median rent$964
Owner-occupied84.0%
Vacant8.7%
Price-to-income4.2x
Est. income to buy$125,000