ZIP Code 28054 — Gastonia city, NC Demographics & Data

ZIP code 28054 covers Gastonia, NC in Gaston County with a population of about 39,493.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area codes 704, 980; U.S. House district NC-14; the CHARLOTTE media market.

Median household income in ZIP 28054 is about $59,524 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.4%; unemployment rate near 4.3%; 24.5% of adults with a bachelor’s degree or higher (about 9.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 8.2% of workers reporting work-from-home (about 7.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $220,200 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $945 (about 19% below the U.S. median rent ($1,163)), and owner-occupancy near 46.8% (about 18.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28054 in Gastonia, NC, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,415. That is roughly in line with the local median household income ($59,524). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gastonia city, NC as Relatively Moderate (composite score 84.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.5) and hurricane (70.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gastonia city, NC show little to no average snow and around 44.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,640 for ZIP 28054 (Gastonia city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.