US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 28090
  5. Housing & Real Estate
Belwood town, NC

ZIP 28090 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28090

Median Home Value
$140,200
Median Rent
$468
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$901/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28090 in Belwood town, NC, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $901. That sits below the local median household income ($52,224), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
19.7%+91% vs US avg
x
Broadband Access
75.6%-13% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
17.0%-66% vs US avg
x
Mortgage-Free
65.1%+70% vs US avg
x
$140,200
Home Value
$468
Rent
1982
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.5%
  • 1-unit attached0.1%
  • 2-9 units0.6%
  • 10+ units0.2%
  • Mobile home & other33.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$140,200
Median rent$468
Owner-occupied73.2%
Vacant19.7%
Price-to-income2.7x
Est. income to buy$39,000