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Weddington town, NC

ZIP 28104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28104

Median Home Value
$482,200
Median Rent
$1,572
Affordability Snapshot
$133,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,098/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28104 in Weddington town, NC, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,098. That is roughly in line with the local median household income ($129,775). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.0%+42% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
97.0%+12% vs US avg
x
4+ Bedrooms
22.8%+54% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
24.1%-52% vs US avg
x
Mortgage-Free
25.3%-34% vs US avg
x
$482,200
Home Value
$1,572
Rent
2001
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.0%
  • 1-unit attached5.2%
  • 2-9 units1.1%
  • 10+ units0.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$482,200
Median rent$1,572
Owner-occupied93.0%
Vacant4.0%
Price-to-income3.7x
Est. income to buy$133,000