ZIP Code 28109 — Misenheimer village, NC Demographics & Data

ZIP code 28109 covers Misenheimer, NC in Stanly County with a population of about 620.

At a glance, the area shows median age of 20.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 704, 980; U.S. House district NC-8; the CHARLOTTE media market.

Misenheimer, NC sits in a university / college context (near pfeiffer university (0.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 28109 is about $28,771 — about 62% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 14.6%; 4.9% of adults with a bachelor’s degree or higher (about 28.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Retail trade; about 4.0% of workers reporting work-from-home (about 11.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $185,700 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $550 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 85.7% (about 20.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28109 in Misenheimer, NC, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,193. That is about 77% above the local median household income ($28,771), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Misenheimer village, NC as Relatively Low (composite score 58.8), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (77.6) and flood (69.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Misenheimer village, NC show little to no average snow and around 48.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 26 for ZIP 28109 (Misenheimer village, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.