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Cliffside CDP, NC

ZIP 28114 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28114

Median Home Value
$132,400
Median Rent
$534
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$851/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28114 in Cliffside CDP, NC, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $851. That sits below the local median household income ($60,439), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.6%+11% vs US avg
x
Vacancy Rate
21.3%+107% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
10.6%-17% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
15.0%-70% vs US avg
x
Mortgage-Free
47.6%+25% vs US avg
x
$132,400
Home Value
$534
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.4%
  • 1-unit attached0.7%
  • 2-9 units0.9%
  • 10+ units0.8%
  • Mobile home & other32.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$132,400
Median rent$534
Owner-occupied72.6%
Vacant21.3%
Price-to-income2.2x
Est. income to buy$36,000