ZIP Code 28169 — Waco town, NC Demographics & Data

ZIP code 28169 covers Waco, NC in Cleveland County with a population of about 117.

At a glance, the area shows median age of 54.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 704, 980; U.S. House district NC-14; the CHARLOTTE media market.

Waco, NC reads as a military / base-oriented community on US5’s intent model (elevated veteran share (18.6%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a poverty rate of 13.7%; unemployment rate near 0.0%; 12.8% of adults with a bachelor’s degree or higher (about 21.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Wholesale trade; about 33.3% of workers reporting work-from-home (about 18.1 points above the U.S. share (15.2%)); a mean commute of about 18.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 77.8% (about 12.4 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Waco town, NC as Relatively Low (composite score 70.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (75.2) and hurricane (73.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Waco town, NC show little to no average snow and around 50.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 28169 (Waco town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.