ZIP Code 28360 — Lumberton city, NC Demographics & Data

ZIP code 28360 covers Lumberton, NC in Robeson County with a population of about 12,735.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area codes 472, 910; U.S. House district NC-8; the MYRTLE BEACH - FLORENCE media market.

Lumberton, NC matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 28360 is about $46,560 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.1%; unemployment rate near 6.9%; 15.1% of adults with a bachelor’s degree or higher (about 18.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Construction; about 4.3% of workers reporting work-from-home (about 10.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $107,000 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $495 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 70.2% (about 4.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28360 in Lumberton, NC, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $687. That sits below the local median household income ($46,560), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lumberton city, NC as Relatively Moderate (composite score 91.1), which is among the highest nationally. The strongest component scores on US5 are hurricane (96.5) and wildfire (87.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lumberton city, NC show little to no average snow and around 50.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 529 for ZIP 28360 (Lumberton city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.