ZIP Code 28470 — Shallotte town, NC Demographics & Data

ZIP code 28470 covers Shallotte, NC in Brunswick County with a population of about 10,964.

At a glance, the area shows median age of 49.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 472, 910; U.S. House district NC-7; the WILMINGTON media market.

Median household income in ZIP 28470 is about $68,043 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 2.8%; 22.4% of adults with a bachelor’s degree or higher (about 11.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 8.0% of workers reporting work-from-home (about 7.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $252,500 — about 27% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $927 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 76.7% (about 11.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28470 in Shallotte, NC, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,622. That is roughly in line with the local median household income ($68,043). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Shallotte town, NC as Relatively High (composite score 95.8), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.1) and wildfire (93.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Shallotte town, NC show little to no average snow and around 56.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 455 for ZIP 28470 (Shallotte town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.