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Shallotte town, NC

ZIP 28470 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28470

Median Home Value
$252,500
Median Rent
$927
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,622/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28470 in Shallotte town, NC, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,622. That is roughly in line with the local median household income ($68,043). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
22.9%+123% vs US avg
x
Broadband Access
89.4%+3% vs US avg
x
4+ Bedrooms
0.1%-100% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
34.3%-31% vs US avg
x
Mortgage-Free
45.7%+20% vs US avg
x
$252,500
Home Value
$927
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.1%
  • 1-unit attached2.0%
  • 2-9 units7.5%
  • 10+ units3.3%
  • Mobile home & other33.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$252,500
Median rent$927
Owner-occupied76.7%
Vacant22.9%
Price-to-income3.7x
Est. income to buy$70,000