ZIP Code 28556 — Stonewall town, NC Demographics & Data

ZIP code 28556 covers Stonewall, NC in Pamlico County with a population of about 923.

At a glance, the area shows median age of 56.5 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-3; the GREENVILLE - N. BERN - WASHNGTN media market.

Stonewall, NC fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 28556 is about $65,804 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.3%; unemployment rate near 1.9%; 50.3% of adults with a bachelor’s degree or higher (about 16.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Retail trade; about 15.2% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $340,000 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.1% (about 12.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28556 in Stonewall, NC, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,184. That is about 43% above the local median household income ($65,804), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stonewall town, NC as Relatively Low (composite score 72.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (95.7) and wildfire (78.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stonewall town, NC show little to no average snow and around 58.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 28556 (Stonewall town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.