ZIP Code 28586 — Vanceboro town, NC Demographics & Data

ZIP code 28586 covers Vanceboro, NC in Craven County with a population of about 8,094.

At a glance, the area shows median age of 36.6 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-3; the GREENVILLE - N. BERN - WASHNGTN media market.

Median household income in ZIP 28586 is about $46,486 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.0%; unemployment rate near 8.7%; 8.4% of adults with a bachelor’s degree or higher (about 25.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 5.8% of workers reporting work-from-home (about 9.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $100,600 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $553 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 75.3% (about 9.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28586 in Vanceboro, NC, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $646. That sits below the local median household income ($46,486), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vanceboro town, NC as Relatively Moderate (composite score 93.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.6) and wildfire (83.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vanceboro town, NC show little to no average snow and around 53.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 336 for ZIP 28586 (Vanceboro town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.