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, NC

ZIP 28660 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28660

Median Home Value
$189,500
Median Rent
$821
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,217/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28660 in NC, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,217. That sits below the local median household income ($74,403), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.0%+16% vs US avg
x
Vacancy Rate
15.4%+49% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
4.8%-30% vs US avg
x
Rent Burden >30%
15.2%-70% vs US avg
x
Mortgage-Free
49.9%+31% vs US avg
x
$189,500
Home Value
$821
Rent
1993
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.1%
  • 1-unit attached0.8%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other39.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$189,500
Median rent$821
Owner-occupied76.0%
Vacant15.4%
Price-to-income2.5x
Est. income to buy$52,000