ZIP Code 28717 — Cashiers CDP, NC Demographics & Data

ZIP code 28717 covers Cashiers, NC in Jackson County with a population of about 1,511.

At a glance, the area shows median age of 58.8 versus a U.S. median of about 38.9.

It sits in telephone area code 828; U.S. House district NC-11; the GREENVLL - SPART - ASHEVLL - AND media market.

Cashiers, NC fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 28717 is about $73,065 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.4%; unemployment rate near 0.0%; 39.1% of adults with a bachelor’s degree or higher (about 5.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Transportation; about 2.1% of workers reporting work-from-home (about 13.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $410,200 — about 18% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $829 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 85.7% (about 20.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28717 in Cashiers, NC, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,635. That is about 55% above the local median household income ($73,065), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cashiers CDP, NC as Relatively Low (composite score 80.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.2) and hurricane (66.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cashiers CDP, NC show little to no average snow and around 87.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 63 for ZIP 28717 (Cashiers CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.