ZIP Code 29686 — Tamassee CDP, SC Demographics & Data

ZIP code 29686 covers Tamassee, SC in Oconee County with a population of about 932.

At a glance, the area shows median age of 52.1 versus a U.S. median of about 38.9.

It sits in telephone area code 864; U.S. House district SC-3; the GREENVLL - SPART - ASHEVLL - AND media market.

Median household income in ZIP 29686 is about $87,981 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.8%; unemployment rate near 3.0%; 20.2% of adults with a bachelor’s degree or higher (about 13.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Public administration; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $250,000 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.8% (about 25.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29686 in Tamassee, SC, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,606. That sits below the local median household income ($87,981), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tamassee CDP, SC as Relatively Moderate (composite score 85.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.1) and hurricane (72.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tamassee CDP, SC show little to no average snow and around 87.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 37 for ZIP 29686 (Tamassee CDP, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.