ZIP Code 29036 — Lake Murray of Richland CDP, SC Demographics & Data

ZIP code 29036 covers Lake Murray of Richland, SC in Lexington County with a population of about 26,720.

At a glance, the area shows median age of 45.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 803, 839; U.S. House district SC-2; the COLUMBIA, SC media market.

Median household income in ZIP 29036 is about $116,438 — about 55% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 3.0%; 48.7% of adults with a bachelor’s degree or higher (about 15.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Healthcare; about 15.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $378,100 — about 9% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,506 (about 29% above the U.S. median rent ($1,163)), and owner-occupancy near 92.3% (about 26.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29036 in Lake Murray of Richland, SC, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,429. That sits below the local median household income ($116,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Murray of Richland CDP, SC as Relatively Moderate (composite score 90.9), which is among the highest nationally. The strongest component scores on US5 are hurricane (92.1) and flood (90.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Murray of Richland CDP, SC show little to no average snow and around 46.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,068 for ZIP 29036 (Lake Murray of Richland CDP, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.