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Lake Murray of Richland CDP, SC

ZIP 29036 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29036

Median Home Value
$378,100
Median Rent
$1,506
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,429/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29036 in Lake Murray of Richland CDP, SC, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,429. That sits below the local median household income ($116,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
92.3%+41% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
13.9%-6% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
3.9%-43% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
32.1%-16% vs US avg
x
$378,100
Home Value
$1,506
Rent
2003
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.9%
  • 1-unit attached1.5%
  • 2-9 units0.1%
  • 10+ units0.0%
  • Mobile home & other3.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$378,100
Median rent$1,506
Owner-occupied92.3%
Vacant7.5%
Price-to-income3.2x
Est. income to buy$104,000