ZIP Code 29330 — Cowpens town, SC Demographics & Data

ZIP code 29330 covers Cowpens, SC in Cherokee County with a population of about 8,720.

At a glance, the area shows median age of 43.5 versus a U.S. median of about 38.9.

It sits in telephone area code 864; U.S. House district SC-5; the GREENVLL - SPART - ASHEVLL - AND media market.

Cowpens, SC is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 29330 is about $47,025 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.4%; unemployment rate near 2.3%; 17.4% of adults with a bachelor’s degree or higher (about 16.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 4.4% of workers reporting work-from-home (about 10.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $145,500 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $645 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 72.5% (about 7.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29330 in Cowpens, SC, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $935. That sits below the local median household income ($47,025), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cowpens town, SC as Relatively Low (composite score 69.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (72.5) and hurricane (71.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cowpens town, SC show little to no average snow and around 51.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 349 for ZIP 29330 (Cowpens town, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.