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Cowpens town, SC

ZIP 29330 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29330

Median Home Value
$145,500
Median Rent
$645
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$935/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29330 in Cowpens town, SC, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $935. That sits below the local median household income ($47,025), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.5%+11% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
2.9%-58% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
57.3%+50% vs US avg
x
$145,500
Home Value
$645
Rent
1982
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached0.4%
  • 2-9 units3.5%
  • 10+ units3.4%
  • Mobile home & other24.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,500
Median rent$645
Owner-occupied72.5%
Vacant10.1%
Price-to-income3.1x
Est. income to buy$40,000