ZIP Code 29412 — Charleston city, SC Demographics & Data

ZIP code 29412 covers Charleston, SC in Charleston County with a population of about 40,495.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area codes 843, 854; U.S. House district SC-1; the CHARLESTON, SC media market.

Median household income in ZIP 29412 is about $99,443 — about 32% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 3.0%; 54.8% of adults with a bachelor’s degree or higher (about 21.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Education; about 14.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $458,000 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,607 (about 38% above the U.S. median rent ($1,163)), and owner-occupancy near 72.5% (about 7.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29412 in Charleston, SC, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,942. That is about 27% above the local median household income ($99,443), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Charleston city, SC as Relatively High (composite score 98.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.6) and wildfire (93.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Charleston city, SC show little to no average snow and around 44.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,619 for ZIP 29412 (Charleston city, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.