ZIP Code 32118 — Daytona Beach city, FL Demographics & Data

ZIP code 32118 covers Daytona Beach, FL in Volusia County with a population of about 18,075.

At a glance, the area shows median age of 59.4 versus a U.S. median of about 38.9.

It sits in telephone area code 386; U.S. House district FL-6; the ORLANDO - DAYTONA BCH - MELBRN media market.

Daytona Beach, FL sits in a university / college context (near bethune-cookman university (1.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 32118 is about $60,418 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.6%; unemployment rate near 3.1%; 31.3% of adults with a bachelor’s degree or higher (about 2.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Retail trade; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $339,500 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,157 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 63.7% (about 1.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32118 in Daytona Beach, FL, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,181. That is about 54% above the local median household income ($60,418), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Daytona Beach city, FL as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (96.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Daytona Beach city, FL show little to no average snow and around 53.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 809 for ZIP 32118 (Daytona Beach city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.