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Daytona Beach city, FL

ZIP 32118 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32118

Median Home Value
$339,500
Median Rent
$1,157
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,181/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32118 in Daytona Beach city, FL, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,181. That is about 54% above the local median household income ($60,418), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 40% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.7%-3% vs US avg
x
Vacancy Rate
39.9%+287% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
5.4%-57% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
27.6%-45% vs US avg
x
Mortgage-Free
58.0%+52% vs US avg
x
$339,500
Home Value
$1,157
Rent
1975
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached31.0%
  • 1-unit attached3.7%
  • 2-9 units10.1%
  • 10+ units55.1%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$339,500
Median rent$1,157
Owner-occupied63.7%
Vacant39.9%
Price-to-income5.6x
Est. income to buy$93,000