ZIP Code 32567 — Laurel Hill city, FL Demographics & Data

ZIP code 32567 covers Laurel Hill, FL in Okaloosa County with a population of about 4,820.

At a glance, the area shows median age of 34.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 448, 850; U.S. House district FL-1; the MOBILE - PENSACOLA (FT WALT) media market.

Median household income in ZIP 32567 is about $66,215 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.4%; unemployment rate near 5.8%; 15.7% of adults with a bachelor’s degree or higher (about 18.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Construction, and Education; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $231,000 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.9% (about 21.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32567 in Laurel Hill, FL, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,484. That is roughly in line with the local median household income ($66,215). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Laurel Hill city, FL as Relatively Moderate (composite score 92.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.1) and flood (80.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Laurel Hill city, FL show little to no average snow and around 63.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 216 for ZIP 32567 (Laurel Hill city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.