ZIP Code 32625 — Cedar Key city, FL Demographics & Data

ZIP code 32625 covers Cedar Key, FL in Levy County with a population of about 1,255.

At a glance, the area shows median age of 62.3 versus a U.S. median of about 38.9.

It sits in telephone area code 352; U.S. House district FL-3; the GAINESVILLE media market.

Cedar Key, FL fits a retirement-oriented profile (high share of residents 65+ (45.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 32625 is about $59,036 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.2%; unemployment rate near 5.0%; 40.4% of adults with a bachelor’s degree or higher (about 6.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Education, and Food services; about 33.6% of workers reporting work-from-home (about 18.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $267,200 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $659 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 90.3% (about 24.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32625 in Cedar Key, FL, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,716. That is about 25% above the local median household income ($59,036), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cedar Key city, FL as Relatively Low (composite score 66.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (91.6) and wildfire (87.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cedar Key city, FL show little to no average snow and around 57.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 56 for ZIP 32625 (Cedar Key city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.