ZIP Code 32683 — Otter Creek town, FL Demographics & Data

ZIP code 32683 covers Otter Creek, FL in Levy County with a population of about 382.

At a glance, the area shows median age of 24.7 versus a U.S. median of about 38.9.

It sits in telephone area code 352; U.S. House district FL-3; the GAINESVILLE media market.

Otter Creek, FL reads as a military / base-oriented community on US5’s intent model (elevated veteran share (23.4%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 32683 is about $63,361 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.5%; unemployment rate near 0.0%; 4.5% of adults with a bachelor’s degree or higher (about 29.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Agriculture, and Public administration; a mean commute of about 96.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 62.8% (about 2.6 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Otter Creek town, FL as Relatively Low (composite score 66.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (91.6) and wildfire (87.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Otter Creek town, FL show little to no average snow and around 57.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 32683 (Otter Creek town, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.