ZIP Code 32976 — Micco CDP, FL Demographics & Data

ZIP code 32976 covers Micco, FL in Brevard County with a population of about 9,237.

At a glance, the area shows median age of 67.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 321, 772; U.S. House district FL-8; the ORLANDO - DAYTONA BCH - MELBRN media market.

Micco, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 32976 is about $47,552 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 3.9%; 17.7% of adults with a bachelor’s degree or higher (about 16.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 10.9% of workers reporting work-from-home (about 4.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $158,800 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,290 (about 11% above the U.S. median rent ($1,163)), and owner-occupancy near 93.6% (about 28.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32976 in Micco, FL, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,020. That is roughly in line with the local median household income ($47,552). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Micco CDP, FL as Relatively High (composite score 98.4), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.7) and wildfire (97.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Micco CDP, FL show little to no average snow and around 55.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 413 for ZIP 32976 (Micco CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.