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Micco CDP, FL

ZIP 32976 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32976

Median Home Value
$158,800
Median Rent
$1,290
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,020/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32976 in Micco CDP, FL, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,020. That is roughly in line with the local median household income ($47,552). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
93.6%+43% vs US avg
x
Vacancy Rate
26.0%+152% vs US avg
x
Broadband Access
88.3%+1% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
42.7%-14% vs US avg
x
Mortgage-Free
73.2%+92% vs US avg
x
$158,800
Home Value
$1,290
Rent
1986
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached29.1%
  • 1-unit attached1.5%
  • 2-9 units3.8%
  • 10+ units1.1%
  • Mobile home & other64.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$158,800
Median rent$1,290
Owner-occupied93.6%
Vacant26.0%
Price-to-income3.3x
Est. income to buy$44,000