ZIP Code 33181 — North Miami city, FL Demographics & Data

ZIP code 33181 covers North Miami, FL in Miami-Dade County with a population of about 20,969.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area codes 305, 645, 786; U.S. House district FL-24; the MIAMI - FT. LAUDERDALE media market.

Median household income in ZIP 33181 is about $56,473 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.8%; unemployment rate near 4.1%; 41.5% of adults with a bachelor’s degree or higher (about 7.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 12.3% of workers reporting work-from-home (about 2.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $315,200 — about 9% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,537 (about 32% above the U.S. median rent ($1,163)), and owner-occupancy near 38.0% (about 27.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33181 in North Miami, FL, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,025. That is about 54% above the local median household income ($56,473), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Miami city, FL as Very High (composite score 99.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (100.0) and flood (99.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Miami city, FL show little to no average snow and around 68.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 938 for ZIP 33181 (North Miami city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.