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North Miami city, FL

ZIP 33181 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33181

Median Home Value
$315,200
Median Rent
$1,537
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,025/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

17.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33181 in North Miami city, FL, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,025. That is about 54% above the local median household income ($56,473), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.0%-42% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
86.4%-1% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
3.1%-75% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
35.7%-28% vs US avg
x
Mortgage-Free
52.8%+38% vs US avg
x
$315,200
Home Value
$1,537
Rent
1973
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached16.1%
  • 1-unit attached4.1%
  • 2-9 units7.7%
  • 10+ units69.4%
  • Mobile home & other2.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$315,200
Median rent$1,537
Owner-occupied38.0%
Vacant9.1%
Price-to-income5.6x
Est. income to buy$87,000