ZIP Code 33854 — undefined, FL Demographics & Data

ZIP code 33854 covers FL in Polk County with a population of about 481.

At a glance, the area shows median age of 69.6 versus a U.S. median of about 38.9.

It sits in telephone area code 863; U.S. House district FL-18; the TAMPA - ST. PETE (SARASOTA) media market.

FL fits a retirement-oriented profile (high share of residents 65+ (67.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 33854 is about $33,523 — about 55% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 45.1%; unemployment rate near 4.7%; 15.2% of adults with a bachelor’s degree or higher (about 18.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Finance and insurance, and Information; a mean commute of about 102.0 minutes (U.S. average near 26.8).

Median home value is about $80,700 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $497 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 41.6% (about 23.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33854 in FL, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $518. That sits below the local median household income ($33,523), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for FL as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (97.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for FL show little to no average snow and around 52.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 33854 (FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.