ZIP Code 33855 — Indian Lake Estates CDP, FL Demographics & Data

ZIP code 33855 covers Indian Lake Estates, FL in Polk County with a population of about 33.

At a glance, the area shows median age of 68.1 versus a U.S. median of about 38.9.

It sits in telephone area code 863; U.S. House district FL-18; the TAMPA - ST. PETE (SARASOTA) media market.

Indian Lake Estates, FL reads as a military / base-oriented community on US5’s intent model (elevated veteran share (27.3%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a poverty rate of 48.5%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Finance and insurance; a mean commute of about 8.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Indian Lake Estates CDP, FL as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.5) and wildfire (97.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Indian Lake Estates CDP, FL show little to no average snow and around 52.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 33855 (Indian Lake Estates CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.