ZIP Code 33928 — Estero village, FL Demographics & Data

ZIP code 33928 covers Estero, FL in Lee County with a population of about 30,786.

At a glance, the area shows median age of 61.5 versus a U.S. median of about 38.9.

It sits in telephone area code 239; U.S. House district FL-19; the FT. MYERS - NAPLES media market.

Estero, FL fits a retirement-oriented profile (high share of residents 65+ (43.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 33928 is about $100,264 — about 33% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 3.7%; 47.8% of adults with a bachelor’s degree or higher (about 14.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Professional services; about 21.3% of workers reporting work-from-home (about 6.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $418,900 — about 20% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,870 (about 61% above the U.S. median rent ($1,163)), and owner-occupancy near 85.1% (about 19.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33928 in Estero, FL, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,691. That is roughly in line with the local median household income ($100,264). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Estero village, FL as Relatively High (composite score 99.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.9) and flood (97.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Estero village, FL show little to no average snow and around 53.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,378 for ZIP 33928 (Estero village, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.