ZIP Code 33935 — Fort Denaud CDP, FL Demographics & Data

ZIP code 33935 covers Fort Denaud, FL in Hendry County with a population of about 22,254.

At a glance, the area shows median age of 36.2 versus a U.S. median of about 38.9.

It sits in telephone area code 863; U.S. House district FL-18; the FT. MYERS - NAPLES media market.

Fort Denaud, FL reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 33935 is about $50,184 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.0%; unemployment rate near 4.6%; 13.3% of adults with a bachelor’s degree or higher (about 20.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Agriculture; about 6.1% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $192,500 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $828 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 75.7% (about 10.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33935 in Fort Denaud, FL, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,237. That is roughly in line with the local median household income ($50,184). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Denaud CDP, FL as Relatively Low (composite score 78.7), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.2) and wildfire (93.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Denaud CDP, FL show little to no average snow.

IRS migration statistics show a net inflow of about 996 for ZIP 33935 (Fort Denaud CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.